The Company

Inlock is a peer-to-peer crypto-backed lending platform based in Europe. The Estonian based company was founded at the end of 2017, however, most of our team works from Hungary, and we also have some advisors from all over the world. We have strong cooperation with our local regulators to keep our services within the necessary regulated framework. 

INLOCK is a totally independent FinTech service provider, without any connections to big-banks or credit companies. INLOCK represent the new wave of future’s financial services. Although we walk in an undiscovered way, our experiences give us strong support to do it confidently. The core members have more than 10 years of traditional financial services (focused on lending), so we know exactly what we could do better.

Everyone in our team is unique and contributes to the success of INLOCK in her or his own way. We work with experts from different fields: IT, Blockchain Development, Marketing, Business Development. What we all have in common is the interest in Blockchain and FinTech solutions, the desire to always learn more and the willingness to create an amazing community.

INLOCK the dev team!
INLOCK - release team


Our Mission

The purpose of INLOCK is to connect those who already have cryptocurrencies – but have so far been unable to use it efficiently – with those who want to benefit from their cryptocurrencies without being exposed to the exchange rate risk.

Our values

Be accessible

Be accessible

Financial services to individuals, that have mostly been available only to institutional investors. The platform’s services can also be used by a person with an average salary, thanks to the P2P model.



We have recognized that innovation is key to keep our consumers satisfied, so we always make sure to meet our users’ changing needs. We do not satisfied with ordinary services, so we build better ones! 

Build a community

Build a community

It is our goal to provide a peer to peer platform with reliable and responsible users, where our customers are able to find the best offers. INLOCK is equal to its community, we have nothing without them. 


Csaba Csabai
Csaba CsabaiCO-FOUNDER and CEO
Csaba is a crypto and blockchain expert. He spent the last 10 years working for the second largest bank group in the CEE region: KBC Group. He participated in the implementation and development of core banking solutions and built up several lending systems. He wishes to combine his exceptional traditional banking with his blockchain knowledge to deliver real solutions to valid use-cases of collateral-based lending in the crypto-world. He is an independent cryptocurrency related blogger and a well-respected member of the crypto-community.
Viktória Kazár
Viktoria is a results-driven professional with more than 20
years of experience in the field of business with a heavy focus on financial services. She helped in the introduction of account management systems at world leading banks. She has already achieved results in several fields as a project manager, not to mention her great experience in IT field. After working for more than 10 years at SAP Hungary, she started her own company named IP Technologies Kft. which is the data provider and handler of INLOCK.
Péter Gergő
Péter has been a private entrepreneur for 15+ years, assertively striving for solution delivery mainly in volatile, fast-growing and quick-changing business environments with strong marketing, PR and business development experiences.
As INLOCK co-founder, Peter is responsible for developing and keeping up INLOCK’s sustainable business practices as a way to not only minimize its environmental footprint but also increase profits and efficiency.
Péter Angyal
Péter brings more than a decade of experience in the software industry. He has designed image-processing algorithms, researched p2p data distribution networks and developed dispatching-center applications. Peter is a proficient solidity developer and strongly believes in Ethereum. In his spare time he digs into the Ethereum blockchain data and gathers interesting statistics. He has held various software-design positions throughout his career, including at companies such as Astron Informatikai Kft., LogMeIn, GE Healthcare and the University of Szeged
Zsolt Gilányi Dr
Zsolt Gilányi DrADVISOR
Zsolt is an academic expert specialized in monetary theory. He received his Ph.D. in Economy from the Corvinus University of Budapest and from Université Paris-Est. He published numerous monetary studies in major academic journals. Currently, he is the head of the Department of Economics at the Budapest University of Technology and Economics.
Zsuzsa Kovács
Zsuzsa KovácsUX/UI expert
She started from afar, but she can use all of the experiences she has gained during her life in UX design.
She has multiple years of commercial and managerial experience which strengthens her understanding of the business side at the design level.
She has already built a brand, designed, and managed online marketing interfaces.
Creativity is important for her and she loves to constantly improve herself. Her strength is UX Research, which she learned from the best in the profession at MOME.
Balázs Bencze
Balázs BenczeMobile App Developer
Balázs is an experienced Software Engineer with a demonstrated history of working in the computer software industry. Skilled in Java, Android, iOS, Gradle, GWT, and cross-platform mobile solutions. Strong engineering professional working on a Master’s Degree focused in Bioinformatics from Johannes Kepler Universität Linz.
Andor Rajci
Andor is an experienced software engineer, a zealous smart contract coder, one of the most experienced token coders in the CEE region. He is passionate about designing distributed systems and communication protocols based on blockchain technology.
Norbert Pomázi
Norbert PomáziUX and frontend expert
Norbert is an experienced frontend ad UX Engineer with more than 10 years of experience in the field of web-based application development.