When the value of the crypto used as collateral is falling below 105% of the loan amount, Inlock’s “collateral manager” system automatically sells your collateral and pays back the loan from it.

The borrower can choose not to pay back their loan on time, but in this case, the required amount terminates to repay the loan and the remaining collateral is credited to the client’s account.

It is also possible for the client to ask for a termination themselves. The system automatically sells the part of the collateral which is needed to repay the loan in this case.