Peer to Peer as known as P2P is referring to a network of equal individuals.
In our case, it means that Borrowers are funded through many Lenders and Lenders can fund many even small positions at the same time.
The main characteristic of such networks is that they are resistant to a single point of failure, in case of single Borrowers/Lenders coming and going will not affect the platform much, as a whole.
We have always been huge fans of market competition – since Lenders compete for Borrowers (the Lender with the most preferable terms will contract the most) this model ensures that the available interest rates are always at the equilibrium point where supply meets demand.
We have designed our Platform to enable even small players to get a glimpse into becoming a lender, therefore the minimum allocation limit is as low as 100 USDC.