Learn about the future of lending

P2P lending based on stablecoins, using various cryptocurrencies as collateral


ENTER INLOCK

Are you long on cryptocurrencies? Doesn’t seem like a good idea to sell them now? Did you know you can use your existing cryptocurrencies as collateral to get a stablecoin loan at incredible rates?

The following 3 simple steps will guide you on the process of taking a loan:

  • Login/Register on the INLOCK Platform

  • Deposit cryptocurrency (Supported currencies: BTC, ETH, LTC, BNB)

  • Enter the loan amount and duration according to your preference

In addition to the exact match, you will receive several complementary offers which might be interesting to you based on the parameters you entered. Upon selecting and confirming the loan offer you will receive the USDC loan within minutes. You can set external destination wallet for the USDC loan alternatively you can choose to keep it on the platform as well.


ENTER INLOCK

Looking for some profit while you stay in stablecoins? Wait no longer, you can deposit USDC and become a lender and start earning interest now – what’s even better: with INLOCK, you can set your own interest rates!

The following 3 simple steps will guide you on the process of creating a lending position:

  • Login/Register on the INLOCK Platform

  • Deposit stablecoin (USDC)

  • Enter the loan amount and duration according to your preference

Your lending position is enabled within minutes, furthermore all borrow contracts are secured with a minimum of 110% overcollaterization rate to ensure the safety of your positions. Just like with borrowing you have many customization options, and you can always withdraw the unallocated amounts from your contract!


ENTER INLOCK

Peer to Peer as known as P2P is referring to a network of equal individuals.
In our case, it means that Borrowers are funded through many Lenders and Lenders can fund many even small positions at the same time.

The main characteristic of such networks is that they are resistant to a single point of failure, in case of single Borrowers/Lenders coming and going will not affect the platform much, as a whole.

We have always been huge fans of market competition – since Lenders compete for Borrowers (the Lender with the most preferable terms will contract the most) this model ensures that the available interest rates are always at the equilibrium point where supply meets demand.

We have designed our Platform to enable even small players to get a glimpse into becoming a lender, therefore the minimum allocation limit is as low as 100 USDC.