INLOCK: P2P lending platform enabling you to access the purchasing power of your cryptocurrency without selling it.2019-04-18T12:40:09+00:00

Become a Lender!

We are getting closer to the complete release of the platform, the first live lending contracts are already rolling out to those who pre-registered! At this stage, the creation of lending positions is enabled, with a 10% early lender bonus: More info

INLOCK Superposition is LIVE!

We are proud to announce that the new product line is finally here! The fundamental of the service is to enable our customers to be in 2 crypto positions simultaneously, and decide which one to keep, depending on the outcome of market events, hence your contract is in a superposition state for the contract duration. More info

Register now and try our platform.

Join now to see the INLOCK experience first hand. Buy or sell ILK tokens on the platform’s own Tokenmarket!

LTV or Loan To Value ratio: is a risk assessment metric that refers to the ratio between the loan amount and the collateral value used to cover for the loan.

Normally a higher LTV ratio is considered higher risk, thereby usually making the loan more expensive for the borrower, while with a lower LTV ratio is considered a less risky loan. The LTV ratio is calculated by dividing the loan amount by the collateral value. When using INLOCK, the collateral is always a form of cryptocurrency (in the beginning BTC, BCH, ETH, LTC with an additional currency every 6 months), the value of it is very easy to calculate. Our loans are always a minimum of 105% backed, so our lenders are ensured of full loan & interest repayment. In the case of traditional loans, higher LTV usually means higher interest rates, but with INLOCK this metric doesn’t play a role in sizing up interest rates, because every lender can rest assured their loans are fully backed.


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15 days
15 days


Looking to invest in cryptocurrencies, but missed selling the tops? If you believe NOW is the right time to get some more and you lack the FIAT liquidity look no further!



Get a cash loan against your crypto


Do you want to pay for a vacation, cover credit card debt or invest in home improvements, but don’t want to sell and lose your crypto positions?






Get crypto-backed cash loan for daily needs instantly, all without selling your crypto. Potential tax benefits for borrowing versus selling.


Support your day-to-day business operations with the fiat liquidity you need. All without losing future crypto potentials.


ICOs have a hard time finding a banking partner – however they can solve their liquidity problems by taking out a loan with us. Quickly accessing cash, for company and business development needs.

To start borrowing immediately, sign up on the INLOCK platform, deposit crypto for collateral on your account, customize your loan conditions and you are given lending offers within 2 minutes.

The system will send several reminders via E-mail prior to the scheduled repayment date. If you can’t make the repayment, the system will automatically liquidate a part of your collateral (cryptoasset) and pay your loan back.

There is a risk to lose collateral in whole or in part in case of non-repayment or a significant fall in the crypto market value. To prevent this, it is recommended to borrow a loan with proper overcollaterization level – also, monitor the market regularly and prepare for such events by adding more collateral to your running contract.

You can use Ethereum, Bitcoin, Litecoin, Binance Coin and Cardano (ADA) as collateral. We extend the list of supported cryptoassets regularly.

To start lending, please sign up on the INLOCK Platform, deposit stablecoins on your account, choose the appropriate loan conditions and create an Offer – the process takes about 2 minutes to complete.

All loans provided on the platform are secured on the borrower’s cryptocollateral (e.g., Bitcoin, Ethereum or other cryptoassets). During the loan term, the cryptocollateral are stored in the safe INLOCK Vault.

If the borrower fails to repay the loan, the system will automatically sell out (liquidate) the crypto-collateral and return the funds with accrued interests to the Lender in full.

No. To preserve true market competition the contracts are completed in an anonym way. 


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